Living in Athens vs. Island Life: Where Should You Relocate in Greece

Explore the pros and cons of living in Athens versus the Greek islands. This relocation guide compares lifestyle, cost of living, expat communities, and residency considerations to help you decide where to live in Greece.

Introduction

Greece offers a remarkable variety of living environments—from the dynamic energy of Athens to the serene pace of island life. As more foreigners consider relocating to Greece for lifestyle, retirement, remote work, or investment, choosing the right location becomes a critical first step.

This guide explores the key differences between living in Athens and on the Greek islands, helping you make a confident and informed decision about where to settle in Greece.

Athens: A Modern Metropolis with Ancient Soul

Why Choose Athens?

Athens is Greece’s capital and economic center. For those who prefer access to world-class services, cultural institutions, international schools, and active nightlife, Athens delivers.

Pros of Living in Athens

Access to embassies, legal and financial services
Reliable public transport (metro, tram, buses)
Abundant coworking spaces and fast internet
International schools and universities
Active expat community
Easy travel connections (airport, ferries, trains)

Neighborhoods to Explore

Koukaki: Artsy and walkable with an Acropolis view
Kolonaki: Upscale, central, and great for professionals
Glyfada & Voula: Coastal suburbs with beaches and international appeal

Cons to Consider

Air quality and traffic congestion
Higher cost of living than smaller cities or rural areas
Summer heat and occasional noise in central zones

Island Life: Peace, Nature, and Tradition

Why Choose a Greek Island?

The Greek islands offer tranquility, strong local communities, and year-round natural beauty. Many are popular with retirees, digital nomads, and families looking for a slower pace.

Pros of Living on an Island

Lower cost of living (especially outside Mykonos/Santorini)
Slower, community-oriented lifestyle
Stunning views and access to nature
Strong local culture and seasonal festivals
Property prices still affordable on lesser-known islands

Top Islands for Long-Term Living

Paros: Welcoming, digital nomad–friendly, with good infrastructure
Naxos: Family-oriented and peaceful with rich culture
Syros: Administrative hub of the Cyclades with healthcare and schools
Crete: Greece’s largest island with both nature and urban centers (Heraklion, Chania)

Challenges to Consider

Limited services in winter or on smaller islands
Access to international healthcare may require travel
Fewer direct flights (especially outside summer)
Isolation if you’re used to city amenities

Cost of Living Comparison

The cost of living in Greece can vary significantly depending on whether you choose to live in Athens or on one of the islands. In Athens, a one-bedroom apartment typically rents for between €600 and €900 per month, while on the islands, similar accommodations range from €400 to €750 per month.

Monthly utility costs in Athens usually fall between €120 and €160, compared to €100 to €140 on the islands. Dining out for two people at a mid-range restaurant will cost around €30 to €60 in Athens, while island dining tends to be more affordable, averaging €20 to €40 for two.

If you’re working remotely and need coworking space, expect to pay approximately €150 to €250 per month in Athens, versus €80 to €150 on the islands, depending on location and amenities.

Note: These costs are averages and can fluctuate based on the season, region, and lifestyle preferences.

Residency & Visa Considerations

Regardless of where you live, your residency permit (Golden Visa, Digital Nomad Visa, or FIP Visa) is valid throughout the country. However, the Golden Visa minimum investment depends on your location:

€250,000 zones: Most islands and rural towns
€500,000 zones: Central Athens, Thessaloniki, Mykonos, Santorini

Island life may offer greater value for investment-based residency, while Athens provides easier access to legal and financial services during the process.